3 Options to Help You Save for Retirement
Skip to content
Program Studi Akuntansi | Fakultas Ekonomi dan Bisnis UMA
youtube
instagram
id Indonesian
en Englishid Indonesian
JURUSAN AKUNTANSI TERBAIK DI SUMUT
Call Support 061-822-5602
Email Support doc_akuntansi@uma.ac.id
Location Jl. Setia Budi NO.79 B, Medan
  • Home
  • PROFIL
    • Akreditasi
    • Fungsionaris
    • Struktur
    • Visi Misi
  • AKADEMIK
    • INFORMASI AKADEMIK
      • AKADEMIK ONLINE
      • E-LEARNING
      • JURNAL
      • LAPORAN AOC
    • JADWAL AKADEMIK
      • JADWAL KULIAH
      • JADWAL PRAKTIKUM
      • JADWAL UTS
      • JADWAL UAS
      • JADWAL SEMESTER ANTARA
      • JADWAL WISUDA
    • KALENDER AKADEMIK
    • KURIKULUM
      • Semester I
      • Semester II
      • Semester III
      • Semester IV
      • Semester V
      • Semester VI
      • Semester VII
      • Semester VIII
    • EKIVALENSI MATA KULIAH
    • DOSEN PENASEHAT AKADEMIK
  • AKTIVITAS PRODI
    • KEGIATAN PRODI
    • PRESTASI PRODI
  • MAHASISWA
    • BEASISWA
    • MAGANG
    • SISTEM INFORMASI
      • DATA MAHASISWA
      • BLOG MAHASISWA
      • JURNAL MAHASISWA
      • AOC
      • ELEARNING
      • APIK
      • KUOTA
      • OPAC
      • WEBMAIL
      • SIPRODI
      • ANDROID AKADEMIK UMA
      • ANDROID INFO UMA
    • Prestasi Mahasiswa
  • DOSEN
    • Data Dosen Prodi
    • BLOG DOSEN
    • Aktivitas Dosen
    • prestasi dosen
    • JURNAL DOSEN
    • AOC
    • RKTS
    • RPS
    • TKTD
    • ELEARNING
    • OPAC UMA
    • WEBMAIL
  • ARSIP
    • DOKUMEN PRODI
    • PENGUMUMAN
  • ALUMNI
    • TRACER STUDY
    • DATA ALUMNI
    • LAYANAN ALUMNI
    • AKTIVITAS ALUMNI
    • PRESTASI ALUMNI
  • LABORATORIUM
    • INFORMASI LABORATORIUM
    • APLIKASI LABORATORIUM
  • Hubungi Kami

3 Options to Help You Save for Retirement

Home > News > 3 Options to Help You Save for Retirement

3 Options to Help You Save for Retirement

Posted on June 11, 2021 by admin
0

Depending on how old you are, saving for retirement may sound like something very distant, but the reality is that you will be 60 years old and want to have a calm and comfortable retirement before you know it. According to the National Population Council, the average life expectancy is 85 years.

If you consider that the average retirement age is 65 years old, this leaves you between 10 and 20 years in which you will have to live with your pension or what you have saved during your working life. Professor of the Specialization in the Disclosure of the Economy of the Interactive Museum of Economics (MIDE) says that saving for retirement is important. Whether you began saving early or started late, having some savings for retirement will be crucial.

Many people save for retirement through their workplace. There are generally options available outside of social security being collected. However, if you are in business for yourself or your workplace does not offer retirement plans, you may need to think about other savings options. Here are three options to help you save for retirement.

  1. Retirement Fund Administrators

They are financial institutions specializing in retirement savings, where you must consider three things:

  1. a) Net performance of the retirement fund administrator
  2. b) Commissions that they charge for services
  3. c) Services they offer towards retirement

Retirement fund administrators are available through firms and can be a great way to ensure you are set up well for retirement. This option will not be right for everyone.

  1. Investment plans

With an investment plan, the first thing is to define how much you want for your retirement, and depending on that, you will make monthly, annual, or quarterly contributions depending on your profile. These savings will be invested in a portfolio of different assets that may include public or private debt in national or foreign currency, shares of the country, or foreign companies.

For example, the national currency public debt is a debt with low risk but a lower yield. If we want to have more returns, other assets such as shares in companies in Mexico or abroad are increased. You can request investment fund advice or insurer investment funds specializing in retirement savings, regulated by the National Banking and Securities Commission (CNBV).

  1. Life Insurance

Life insurance, also known as survival insurance, is a great way to save for retirement. This option creates security for you and your economic dependents in case of death or disability. In case of illness and not being able to work, you receive that money. Still, if none of these scenarios happen, in the end, they give you the amount saved. For this service, you can approach the insurers.

You can also check More Funds, an investment company that provides you with more than 140 options of market offers and can guide you so you know what the best option is.

  1. The amount you should save

According to Sketch Guy Columnist Carl Richards, save the amount from your monthly income as much as you can. According to many reliable resources, you should save around 15% of your monthly salary as it is the best benchmark. The exact number for monthly savings depends on the level of your hope to work. It also relies on the type of inheritance you have and a bundle of unknown facts. You can start this campaign if the paycheck is $25 but, you should try to increase this rate every year.

The best time to do this is at the beginning of the year. The early you start saving some amount, the more you can polish this habit. Whatever the income you earn in a month, make sure saving some amount from it should be your second nature.

Source: https://www.completecontroller.com/

Tags: investment plan, pension fund, retirement, retirement savings, saving, saving for retirement, savings, social security

PENCARIAN

ARTIKEL TERBARU

  • Stan Pameran UMA Di Istana Maimun Di Kunjungi Ratusan Pelajar
  • metode siklus hidup pengembangan sistem dari tahap analisis
  • Tipe sistem infomrasi yang termasuk sebagai sistem pendukung manajemen
  • pengertian peran sistem informasi dalam bisnis
  • Daya kompeteitif dan strategi kompetitif

KALENDER

June 2021
S M T W T F S
 12345
6789101112
13141516171819
20212223242526
27282930  
« May   Jul »

KAITAN UMA

 

 

KAMPUS I
Jalan Kolam Nomor 1 Medan Estate / Jalan Gedung PBSI, Medan 20223
(061) 7360168, 7366878, 7364348. Call Canter : 0822-6777-1313, 0822-6777-1314, 0813-7095-7775
(061) 7368012
univ_medanarea@uma.ac.id
KAMPUS II
Jalan Sei Serayu Nomor 70 A / Jalan Setia Budi Nomor 79 B, Medan 20112
(061) 8225602, 8201994 HP : 0811 607 259
(061) 8226331
ekonomi@uma.ac.id

PENGUNJUNG WEBSITE

  • 0
  • 2,210
  • 615
  • 19,999
  • 73,170
  • 1,249,232
  • 552,323
Copyright 2016-2023 © by PDAI Universitas Medan Area